Coffer reconciles every account, categorizes every transaction, and quietly tells you what changed — so you don't have to open another spreadsheet again.
Every account, every transaction, in one continuously-updating ledger. Coffer's net-worth chart redraws as money moves — no manual refresh, no stale rows.
Each surface earns its keep. No dashboards-of-dashboards, no AI confetti — just the numbers, organised.
Every balance, every loan, every brokerage. Coffer pulls fresh closes after midnight and shows you the line that actually matters.
Sub-second balance pings from every connected bank.
Rules that learn from one example and never ask twice.
Soft caps that flex with your income.
12,400+ institutions across 38 countries. Plaid, Teller, MX, and direct partner OFX where it matters.
Tiny scripts for the things you re-classify every month.
Read-only credentials, encrypted in transit and at rest. No login is ever stored on Coffer's servers.
One human-tagged transaction trains a rule for the next thousand. The model runs on-device.
Coffer reconciles balances, recategorizes new charges, and emails you a single line: what changed.
I deleted three spreadsheets and a Notion the week I switched to Coffer. My accountant noticed before I did.
Free for the first 90 days. Bring your bank, your accountant, your nine credit cards. Coffer figures the rest.